Sunday, September 27, 2026

Outsourcing our cognitive processes


Learning takes effort.  LLMs remove the effort to get answers/results.  It’s efficient to solve the immediate problem but removes the beneficial side effect, I.e, learning.  How to stay smart is going to be a big challenge.

Specialists in education and cognition have been studying critical thinking and how to develop it for years, and some have useful tips on how to stay cognitively sharp in the age of AI.

research does not yet show clearly what impact generative AI is having on learning and critical thinking. This is because AI tools are relatively new and varied, the studies so far are conflicting, and too few rigorous or long-term studies have been done.  

The illusion of understanding 
Information found online or supplied by generative AI might actually leave people with the illusion that they understand things. One 2023 study found that people who searched online were more confident in their ability to provide explanations for questions — such as why there are leap years or how zippers work — than were people who read information but did not search. But when asked to actually explain the concepts, those in the search group were less accurate

Saturday, September 19, 2026

Medicare for all is the best option

Current bills aimed at correcting health insurance issues
are analyzed deeply wrt the specific issues that they might correct, and how they address fundamental issues with incentives 

M4A is superior on all metrics 


Dimension

Three bills

Full AELP agenda

Medicare for All

Extraction / self-dealing rents

Eliminated at source (separation)

Eliminated + enforced

Payer-side removed; provider/pharma persist

Drug & provider prices

~7% drug cut from pharmacy divestiture

Medicare-rate caps system-wide; patent-abuse bans

Monopsony price-setting system-wide

Denial-driven cost & harm

No change ($36B UM tax remains)

UM ban trims it; enforcement-dependent

Profit-motivated denial removed structurally

Risk selection / cost-dumping

No change — pooling untouched

No change; public option itself exposed

Single universal pool eliminates it

Administrative overhead

Marginal

Partial — fragmentation floor remains

Collapses toward 1–4% peer floor

Coverage / uninsured (8%)

No change

Public-option optional

Universal by design

Net fiscal character

Lowers prices; federal outlay ~flat

Large private + public savings; outlay ~flat

Big federal outlay rise; lower totalnational spend in most studies ANALYST